Looking for a Mortgage?

First Time Buyer

Buying your first home should be exciting, not daunting, and it's our goal to make sure it stays this way! We know there is a lot to think about, with numerous people involved and lots of financial jargon. That’s why we take the time to clearly explain everything in clear terms.

We know choice is important, so we have access to over 50 of some of the UK’s best known lenders, thousands of products, and some exclusive deals that you won’t find anywhere else. Most importantly, we’ll support you throughout the process. That way, you can be sure someone is there to guide you every step of the way.



Nest Mortgages can make your first mortgage easier than you ever imagined. We know our customers are busy, so offer you the choice of meeting face-to-face, over the phone or through zoom. We will help you with the paperwork, explain the process and timescales and liaise with the other parties involved. Most importantly, we will regularly keep you updated on the progress being made.

Remortgages

Staying on top of your mortgage situation is essential. Barclays research shows 49% of UK homeowners overspend by thousands of pounds on their mortgage by going onto the standard variable rate and not re-mortgaging. Most of us stay on top of our mobile phone contracts, car insurance and utility services, so we also need to make sure that your mortgage rate is right for you.

We know choice is important, so we have access to over 50 of the UK’s best known lenders offering thousands of mortgages, and some exclusive deals that you won’t find anywhere else. But we also know that choice requires guidance and advice. We spend time getting to know you and your specific circumstances, and we will help you understand:

Self Employed / Contractors

The mortgage process can seem like a minefield if you’re a contractor or if you’re self-employed. With access to a wide range of lenders from across Northern Ireland and The UK, our mortgage advisors can help take the stress out of finding you the perfect deal, leaving you to focus on the most important things, like your business. 

Even if you don’t have formal annual accounts, we can package your application using the information available, to give you the best chance in being able to progress and find your dream home.

Buy-to-Let Mortgages

Whether you’re a first-time investor, or an experienced landlord with a large portfolio, our experienced mortgage advisors can work with you to get the right deal from our extensive range of providers.

Some buy to let mortgages are not regulated by the Financial Conduct Authority

Self Build Mortgages

Are you dreaming of building your own home? Tailored exactly to your perfection?

It is likely that for your self build project you will need some funding to enable you to build your home. When it comes to a home building project there are so many more issues to be taken into consideration. For example buying and paying for your land, cashflow, build costs, construction type, planning permission, affordability and where you’ll live during the build can all impact on your finance.

Mortgages for self build differs from residential mortgages as, with a self build mortgage, the money is released in stages as the build progresses, rather than as a single amount and interest is only to be paid on the amount drawn down.

All lenders have different self-build criteria, so its important to speak to an expert who can look at your project individually and find the right finance, both for your project and your personal circumstances.